而你並沒有義務要做任何事（You are not obligated to do anything.）。
Neale: Is "karmic debt" a reality?
No, there is no such thing as karmic debt—not in the sense that you mean in this question. A debt is something that must or should be repaid. You are not obligated to do anything.
Still, there are certain things that you want to do; choose to experience. And some of these choices hinge on—the desire for them has been created by—what you have experienced before.
That is as close as words can come to this thing you call karma.
If karma is the innate desire to be better, to be bigger, to evolve and to grow, and to look at past events and experiences as a measure of that, then, yes, karma does exist.
But it does not require anything. Nothing is ever required. You are, as always you have ever been, a being of free choice.